All OACM and PT OFFICES will be CLOSING EARLY Friday, December, 9th for our Holiday Party.
Both of our OACM After Hours locations will be CLOSED Friday December, 9th for the event.
Thank you!

Orthopaedic Associates of Central Maryland
(410) 644-1880(855) 4MD-BONE
MENUMENU
  • Menu
        • Physicians
        • Physician Assistants
        • Physical Therapists
        • + OACM After Hours
        • Careers
          • Pay Your Bill
          • Patient Portal
          • Schedule an Appointment
        • Specialties
        • Conditions & Treatments
        • Services
        • For Our Patients
        • OACM News
        • Patient Education
        • Testimonials
        • Locations
        • Contact Us
  • Home
  • Physicians
  • CRNPs/PAs
  • Physical Therapists
  • Specialties
  • Conditions & Treatments
  • Services
  • + OACM After Hours
  • For Our Patients
  • OACM News
  • Patient Education
  • Testimonials
  • Locations
  • Contact Us
  • Careers
  • Pay Your Bill
  • Schedule an Appointment
  • Patient Portal

Just another iHealthSpot WP02 site

Maximize Your Health Benefits in 2018

December 7, 2018

health deductible

The year 2018 may only have a few weeks left, but there is still time to maximize your health benefits for the year. While you enjoy the holiday season and get ready for the new year, let’s take a look at two important ways in which you can make the most of your 2018 health benefits:

Maximize Your Deductible for 2018

Many insurance companies and policies require you to pay a deductible out of your pocket before the insurance company begins to cover part or all of the cost for medical expenses. The amount of your deductible depends on the insurance company and the specific policy you have.

For example, your insurance company may require you to pay $1,000 out-of-pocket for medical care before it starts covering the cost for the remainder of the year. Now, think back to the number of times you went to see a doctor in 2018. If you total up the deductibles you have paid throughout 2018, you are likely very close to the required $1,000 deductible – or you may have even gone past it.

This means that for the rest of 2018, your insurance company will cover a part or all of the cost of medical appointments and treatments you need.

Therefore, this is a great opportunity to see your doctors and get treatment for health issues that you may not have given much thought to. For example, do you have a pesky knee pain that won’t go away? Maybe you have pain in your ankle when you run, or you’ve been experiencing a creeping pain in your wrist or shoulder while at work?

This is the time to get issues like these checked out so you can make the most of your 2018 deductible. Why shouldn’t you wait until 2019? Because starting January 1, 2019, you have to start paying the deductible over again for the new year. Your 2018 deductible benefits are only good until December 31, 2018.

Call your insurance company to see how much of your 2018 deductible you’ve paid, and schedule any necessary doctor’s appointments to make the most of your 2018 finances.

Maximize Your Flexible Spending Account (FSA) for 2018

If a yearly deductible doesn’t apply to you, you may be able to make the most of your FSA benefits. A lot of people have flexible spending accounts that you use throughout the year to pay for health care expenses.

These funds are distributed at the beginning of the year and expire at the end of it. If you have any money left to use in your FSA account, it will disappear on January 1, 2019. Check your FSA balance – and if you have any money left in the account, make the most of it by seeing a doctor.

Not spending all of your FSA money is like throwing money down the drain. If you aren’t sick, take this opportunity to get a medical issue checked out that you may not consider being an emergency, but is still causing unwanted symptoms.

Maryland Orthopedic Surgeons

Focusing on your health is a great way to end the year and begin the new one. Maximize your 2018 deductible or FSA funds before the year ends. This way, you can start 2019 with a better and healthier you.

With only a few weeks left in the year, the time to act is now.

If you want to maximize your health in 2018 by getting an orthopedic issue examined and treated, now is the time to see an expert at the Orthopaedic Associates of Central Maryland. Our physicians have a wealth of experience treating all kinds of musculoskeletal issues, from bone and joint problems to sore muscles, tendons, or ligaments.

Call us today at (410) 644-1880 to make an appointment, or fill out our online appointment request form now. We look forward to helping you get rid of those aches and pains so you can enjoy 2019 and beyond!

Filed Under: General Tagged With: health benefits, health insurance, health insurance deductible

Primary Sidebar

Blog Main Page

Recent Posts

  • When Does Knee Pain Warrant a Visit to the Doctor?
  • Common Sports Injuries: Treatment Options
  • Shoulder Surgery Pain Relief: Tips for a Quick Recovery
  • Physical Therapy Exercises for Knee Pain
  • Sports Injuries in Baltimore, MD: Four Tips for a Safe Skiing Adventure

Categories

March 2023
M T W T F S S
 12345
6789101112
13141516171819
20212223242526
2728293031  
« Feb    

Archives

Tags

arthritis Back Pain best orthopedic doctor near me chronic pain Foot and ankle specialist near me Foot and Ankle Surgery Foot Care foot pain hip hip pain hip replacement Injuries joint pain Joint Replacement Joint Replacement Surgery knee pain Knee pain treatment near me Knee Replacement low back pain treatment near me Neck Pain Orthopaedic Associates of Central Maryland Orthopaedic Surgeon orthopedic care near me orthopedic clinic near me Orthopedic Doctor near me orthopedic doctors orthopedics orthopedic surgeon orthopedic surgeon near me orthopedic surgeons Baltimore Orthopedist pain Physical Medicine physical therapy Physical therapy near me Plantar Fasciitis treatment near me Podiatrist Sciatica Pain shoulder shoulder joint shoulder pain Sports injuries sports injury Baltimore sports injury treatment near me sports medicine doctor near me

Footer

  • Facebook
  • Twitter
  • Youtube
  • Blog
  • instagram
  • Accessibility Statement
  • Non Discrimination Policy
  • Sitemap
  • Privacy Policy
  • Billing Disclosures
Copyright ©
Orthopaedic Associates of Central Maryland.
All rights reserved.
iHealthspot Medical Website Design and Medical Marketing by iHealthSpot.com

Orthopaedic Associates of Central Maryland in Baltimore, Catonsville, Columbia and Eldersburg serves the nearby communities of Annapolis, Washington DC and Montgomery County. Our orthopedic surgeons, podiatrist, physical medicine and rehabilitation doctor, and physical therapists specialize in arthroscopic surgery, minimally invasive procedures, joint replacement, sports medicine, and onsite diagnostic imagery, outpatient surgery, and physical therapy rehabilitation providing pain relief from sciatica, carpal tunnel syndrome, foot pain, knee pain, hip replacement, shoulder impingement, cubital tunnel syndrome and more.

  Request an Appointment

  • Pay Your Bill
  • Patient Portal
  • Schedule an Appointment
  • Home
  • Physicians
  • CRNP/PAs
  • Physical Therapists
  • Specialties
  • Conditions & Treatments
  • Services
  • + OACM After Hours
  • For Our Patients
  • OACM News
  • Patient Education
  • Testimonials
  • Locations
  • Contact Us
  • Careers